Planning your retirement is something to start working on as early as possible. Life could get difficult for you if you fail to set a retirement savings goal and start saving towards it while you are earning a steady income. The amount you should put towards your retirement fund mainly depends on your income and [...]
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Retirement savings is a very important thought. The contentment of your retirement depends on your savings. Retirement is a time for relaxing, pampering, having fun, and in short spending the eve of your life in total contentment. This can be done only by careful planning through one’s active years of life, unless you have inherited [...]
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Starting to build secure retirement savings from an early age could guarantee you a comfortable and stress-free life after retirement. It is necessary to make sure that you make a monthly contribution towards your retirement goal to ensure the continuity of your lifestyle. There are many methods which can be successfully employed to calculate retirement [...]
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1. I still won’t be able to buy a decent place. 2. I will not buy an old HDB flat and be stuck there for more than 5 years. Too many horror stories about weird neighbours, loanshark problems, and other stuff. 3. If after getting your place, your fengshui master tells you that the house [...]
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Visa Credit Card Each and every year, many of us go on vacations. Vacations are a great way to relax, and get away from the everyday pressure of life. Over half of all American families take their vacation between April and September, meaning that they spend a lot of money on travel. Whether it’s international [...]
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Are all the credit cards the same? Before you compare the various credit cards offered by different merchants and banks, you need to know a few main types of credit cards. It is then easier to select a suitable credit card. If you need to entertain your guests or travel frequently, the amount you spend [...]
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Natas Fair is on this weekend http://www.natastravelfair.travel/front.php at Singapore Expo Halls 4,5 and 6. Some of my credit card companies had been sending messages to me telling me the great deals they had struck up with different travel agencies. It’s a great time to sieve out the great deals. You can read today’s Straits Times [...]
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Do you have a large collection of photographs that are in digital form and never developed? Sometimes, the reading format may change, and if you have to spend a lot of time converting the format in the future, you may lose the memories forever. I went to Harvey Norman last week and I saw that [...]
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Having insurance is a good way to protect against the future. I have a mixture of insurance and endowment plans. The endowment plans allow me to get a tidy sum of money at different stages of my life, while the life insurance protects me from other unforeseen issues. Apart from these, getting travel insurance is [...]
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I don’t like to owe people money, but sometimes, having a loan at a low interest rate means you can do more with the money you already have. A car loan offers you money at a relatively low rate. The only drawback is the car itself is a depreciating asset. You may even want to [...]
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