The banking business has come a great distance in recent years; there are several diverse programs on the market today that weren’t available just one or two years ago. As an example, pay day loans, cash advances or other non-collateralized money loans were unknown up to very recently. These lending products are often available through [...]
Popularity: 2% [?]
Self-Serve ATMs would probably be introduced in Singapore next year. They are supposed to be multi-functional, and you can even deposit cheques and pay bills on top of other normal activities. One point made by the interviewee on Channelnewsasia.com said that the traffic in Orchard Road is very high, and it would be unacceptable for [...]
Popularity: 4% [?]
Credit card statements that arrive in our mailbox every month may be read and chucked aside. We would then proceed to write a cheque or do internet banking to pay the bills. Have you ever stopped to check through every item that appears on the monthly statement account for your credit cards? I just received [...]
Popularity: 3% [?]
This particular American bank which has opened up many new branches in suburban Singapore has the cutest ATM messages! The ATM ‘talks’ to me by saying ‘I’m working on it’ after I keyed in my requests or ‘I’m opening my cover now’ or something like that. It’s like the ATM had come alive and it has its [...]
Popularity: 3% [?]
Looking through 200 houses in 45 days is no joke. Yet, Zhang Chunchun’s father told her not to be too impulsive, so he held her chequebook with him until she had seen 200 houses. The first house she saw was great. It had everything she wanted, and the best thing was it had a Panic [...]
Popularity: 2% [?]
When you apply for online payday loan to meet unexpected costs in between pay cheques, do take note of the interest rates offered by these lenders. For every $100, it is $20 in interest, which makes it 20% a month. This is similar to the local loansharks rate, as I can imagine. And if you [...]
Popularity: 2% [?]
Hari Raya holiday is coming up and there is a long weekend if your company is having a 5-day work week. There should be a day off in lieu since Hari Raya falls on a Saturday. This is the time when people can take a day off and go for a short break. You can [...]
Popularity: 2% [?]
I decided to do a bit of research and check out which bank offers the best current account with cheque book services. I’ve included DBS, POSB, UOB, OCBC, Citibank, Standard Chartered, HSBC and Maybank. There are some other clauses you need to check, such as how much you will be charged if you stop a cheque [...]
Popularity: 7% [?]
Paying credit card bills can be a pain, but I’ve found a good way to solve this problem. Using Internet Banking allows me to set the payment dates for my bills, so I can have post-dated payments. That means if my deadline is on the 7th of the month, I can set my payment on [...]
Popularity: 2% [?]
I’ve always dislike having ready credit or cashline attached to my bank accounts. I had a bad experience when I bought my car. I was given a card which looked like a credit card from Citibank 4 years ago, and I wanted to put the downpayment of $5000 on my card. Instead of using my [...]
Popularity: 2% [?]